On 6 April 2010, new rules on qualifying for the full state pension will kick in. Currently, women need to have worked 39 years to clock up enough National Insurance contributions to be entitled to the full state pension and men for 44 years. However, a change in the rules on 6 April this year …
Retirement Planning
Retirement planning and related subjects
Age is just a number – should we just forget it?
How old do you feel? For me, personally, it depends when you ask me. There’s certainly some days where I feel older than my prescribed ‘true age’, and then other moments where I am sure I’m far younger. But that’s the point, isn’t it? The time elapsed from our original birthday to now doesn’t define …
Moving house in retirement – what to consider before buying
Moving house in later life can be tough, both financially and emotionally. But for those of us in a house that isn’t ideal for our retirement years – perhaps on too many levels, or too large now the children have flown the nest – moving may be a necessary task. Have your heart set on …
Retirement, the Transition
For many individuals the idea of retirement is a daunting prospect, countless view retirement as an end to their active working life and an end to their purpose – yet this does not have to be the case. …
Earn extra money in retirement
Want to earn extra money in retirement but without getting a job? We’ve put together some ideas for you to explore. As well as keeping the mind active, it can increase disposable income for bills, hobbies, holidays, entertainment and family gifts. …
Top 5 reasons for Equity Release in 2019
There are a variety of ways equity release can improve finances. Our research on the top 5 reasons for equity release in 2019 showed how lifestyles can be changed by releasing cash from your home. …
Will you have a pension income shortfall when you retire?
Do you know if you can meet your monthly outgoings during retirement? …
Easy ways to earn extra cash
For many who have retired, earning some extra cash can be a way to keep themselves busy, it can allow retirees to treat themselves that little bit more or it can help towards the bills. To assist those looking for inspiration, we at Bower have listed some popular ways retirees can earn some extra cash. …
Equity Release, rising in popularity for women
Equity release has been increasing steadily over the past few years, with 2018 seeing a total of 43,879 people over the age of 55, access money through equity release. …
Why life’s a beach if you retire by the sea
Whilst it is yet to reach those warm summer months that inspire everybody to head to the seaside, for many the desire to be close to the coast appeals all year round. …
