Fix your interest rate at record lows.

Graph showing interest rates rising

Bower is a family of equity release specialists who thoroughly understand the mortgage, lifetime mortgage and equity release market, the economy and the latest regulations. Most importantly, we understand how to use this knowledge and expertise to help you.

Simply get in touch with us by phone or email and we’ll talk through how we’ll work together to get you to where you want to be.

The average equity release rate reached a record low of 3.95% in January 2021, which increased to 4.16% in January 2022. According to the 2022 Equity Release Council Spring Report, the total number of equity release products was 665 in January 2022, from 488 twelve months earlier. Customers have access to more than double the number of product options than two years ago.

Services at Bower

Equity Release

Taking professional advice is essential if you are thinking about unlocking cash from your home with a lifetime mortgage or home reversion plan. At Bower our award-winning team of national, expert advisers are here to discuss your needs and support you throughout your journey. As impartial specialists we can help you decide which plan is the most suitable from all of the regulated equity release providers.


Just like we all have different jobs, incomes and demands, so there are different mortgages. So together, we’ll talk through all the mortgages available in the whole market and advise on the most suitable plans for you.

And do remember that we’re always here if you want to talk more about any of them.

Wills and LPAs

Many people put off making a Will and perhaps don’t consider setting up a Lasting Power of Attorney (LPA) until it is too late. The recent months have shown that now, more than ever, it is wise to keep your assets protected and to ensure that your family are aware of your future wishes.

How Bower can help you

If you’re thinking about unlocking cash from your home then you need to talk to the experts at Bower. We are independent, professional and impartial. And our award-winning team of national, expert advisers will only ever suggest the plan that is the most suitable for you from all of the regulated whole of market providers.

As independent “whole of market” financial advisers, Bower will compare the entire market to access the lowest rates and most flexible/suitable product

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Award winning service with Bower

The team at Bower are overwhelmed to have won the award for Best Equity Release Adviser Customer Service for the 8th year running at the What Mortgages Awards 2020.

Delighting customers with a great customer experience is at the heart of everything that we do. To win this award is a testament to the importance Bower places on high standards of advice and service that we have been able to provide, even in these challenging times. Read more about our award winning service here.

Change Maker awards from Mortgage Solutions for 2022
Feefo platinum winner 2021
What mortgage winner 2020

Award winning service with Bower

 We work together, we support each other. And this drive shows in everything we do for our customers 

Geoff Charles, CEO

Bower provides independent, impartial whole of market advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,495 be payable.

To find out more about any of the products and the service we provide, please call us on freephone 0800 411 8668, request a call back, email us, or join our live chat you’ll find on our website.

If you are considering equity release, we strongly recommend that you read our ‘Advantages and disadvantages of Equity Release’ page carefully and talk to one of our specialists before deciding if you wish to proceed.

This is a lifetime mortgage or home reversion plan. To understand the full features and risks, please ask us for a personalised illustration.