One of the questions most commonly asked during equity release appointments is: “Can I still leave an inheritance for my family?”. The short answer is yes. In this article, we explain how. …
Can I still leave an inheritance for my family?

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One of the questions most commonly asked during equity release appointments is: “Can I still leave an inheritance for my family?”. The short answer is yes. In this article, we explain how. …
Equity release can be a great way for homeowners to access some of the cash tied up in their property to spend as they wish; whether it’s paying off debt, home improvements, holidays or simply enjoying a comfortable retirement. However, sometimes all of the terminology, jargon and finance lingo can be confusing which makes it …
In recent years, not only has there been an increase in homeowners looking to release funds from their home via equity release, but the market has also grown more competitive with lower fixed interest rates and increased flexibility within the plans. This has all impacted the cost of equity release. Whether you already have an …
As people enter later life, they sometimes find that as much as they have tried to save up, plan and prepare, that they need additional income in order to do everything that they want to do. Whether it’s for home renovations, luxury holidays or to just simply enjoy a more comfortable retirement, one solution could be to release some of the money …
How Can I Avoid Equity Release Risks? Equity release can be the ideal solution for older homeowners who are looking to access some of the equity locked in their home without having to sell up or move. However, as with most things, equity release can have risks and isn’t suited to everyone. It is always …
The term ‘equity release’ is used when referring to products that allow homeowners to unlock cash from the equity accumulated in their property, but without having to sell up or move. The amount of ‘equity’ is calculated based on the properties current market value, minus any mortgage or debt which might be held against it. …
Equity release is a big financial decision and a lot of homeowners who take them out tend to assume that because these agreements are designed to last for the rest of their life that they are something which is left to run without changing. However, with interest rates having fallen in recent years, there are …
If you own your own home and are over the age of 55 then it might be that you are already retired, or it is something that will be happening in the not-too-distant future. As we all know, planning, saving and pensions can only go so far and even the best prepared of us will likely have a tight …
In order to help give greater flexibility and meet the evolving needs of equity release customers, the ERC has announced a new product safeguard which will help to mitigate the costs of later life borrowing. From the end of March onwards, homeowners who take out lifetime mortgages which meet the ERC’s standards will be guaranteed …
With household bills, utilities, rates and living costs rising fast, more and more homeowners are keen to find ways to help lower their monthly outgoings and save themselves money. The home finance specialists at Bower have come up with their top tips for how you can reduce your household bills, to help you free up …