Freephone 0800 411 8668
Opening hours
Retirement planning and related subjects
Having a will that is kept up-to-date is vital if your assets are to be given to the people you want them to after you pass away. There are important reasons to make a will, as it protects your legacy and ensures your wishes are followed after you pass away. Not having a will in …
If you’re waiting at the back of a long NHS queue at the moment but don’t have the income or savings to fund a private operation, and you own your own home and are over 55 years of age, you may wish to consider equity release. …
If you set up an Enduring Power of Attorney (EPA) before 2007, you may be wondering whether it’s time to update it to a Lasting Power of Attorney (LPA). While EPAs are still legally valid, they have clear limitations compared to LPAs, which now represent the legal standard. Deciding whether to switch depends on your …
In the past, retirement was seen as a phase of life where hard working men and women could sit back, relax and reap the rewards of a lifetime of employment. But due mainly to increasing costs of living, the reality is that many hardworking people face a totally different situation. …
Own a property, but require additional retirement income or savings? Equity release could be a viable choice for your retirement plans. Read on, to understand how equity release works in the context of retirement. How do I tap into home equity in retirement? There are two primary methods to consider: 1. a lifetime mortgage, and …
Taking out equity release is a big decision. There’s a lot to consider, so understanding how equity may affect your tax, benefits or state pension is important, prior to committing to a plan. In this article, we’ll explore six different topics that we hope will answer any questions you may have. …
Over the past 50 years, the retirement and living landscape in the UK has seen significant changes. Single-person households have doubled, contributing to increased loneliness. Life expectancy has risen, with adjustments in retirement age and pensions. Retired households have higher incomes, whilst the cost of living has increased substantially. Modern comforts like central heating and …
Having a will that is kept up-to-date is vital if your assets are to be given to the people you want them to after you pass away. Not having a will in place, or not regularly updating it, can leave your estate in limbo and your loved ones without the assets you have worked hard …
A lasting power of attorney (LPA) document allows you to legally appoint a person or people to manage your decision making should you be unable to make them yourself. This may be due to an illness or accident that leaves you without the mental capacity to decide what is best for you. Although it might …
As you get older, remortgaging your home can become more difficult. If you are over the age of 50 and looking to unlock some of the money you have built up in your home, a retirement interest-only mortgage may be an option. …
