Category: Retirement Planning

Jul 10, 2023

A guide to a lasting power of attorney

A lasting power of attorney (LPA) document allows you to legally appoint a person or people to manage your decision making should you be unable to make them yourself. This may be due to an illness or accident that leaves you without the mental capacity to decide what is best for you. Although it might […]

The Bower Team

10 min

May 30, 2023

A guide to retirement interest-only mortgages

As you get older, remortgaging your home can become more difficult. If you are over the age of 50 and looking to unlock some of the money you have built up in your home, a retirement interest-only mortgage may be an option.

The Bower Team

9 min

Feb 28, 2023

One in Five Set to Retire in 2010 with NO Pension Fund

Recent research by Prudential has uncovered that 18% of people set to retire in 2010 will do so without any personal pension. This year’s retirees could be in for a shock however, as many of those surveyed were unaware of the value of the basic state pension. 31% either did not know what they would […]

The Bower Team

1 min

Oct 19, 2022

National Insurance Pension Change could spell £20K Loss for female Pensioners

On 6 April 2010, new rules on qualifying for the full state pension will kick in. Currently, women need to have worked 39 years to clock up enough National Insurance contributions to be entitled to the full state pension and men for 44 years. However, a change in the rules on 6 April this year […]

The Bower Team

1 min

Jul 11, 2022

Age is just a number – should we just forget it?

How old do you feel? For me, personally, it depends when you ask me. There’s certainly some days where I feel older than my prescribed ‘true age’, and then other moments where I am sure I’m far younger. But that’s the point, isn’t it? The time elapsed from our original birthday to now doesn’t define […]

Andrea Rozario

5 min

Jul 6, 2022

Moving house in retirement – what to consider before buying

Moving house in later life can be tough, both financially and emotionally. But for those of us in a house that isn’t ideal for our retirement years – perhaps on too many levels, or too large now the children have flown the nest – moving may be a necessary task. Have your heart set on […]

The Bower Team

1 min

Jun 6, 2022

Retirement, the Transition

For many individuals the idea of retirement is a daunting prospect, countless view retirement as an end to their active working life and an end to their purpose – yet this does not have to be the case.

The Bower Team

1 min

Mar 10, 2020

Earn extra money in retirement

Want to earn extra money in retirement but without getting a job? We’ve put together some ideas for you to explore. As well as keeping the mind active, it can increase disposable income for bills, hobbies, holidays, entertainment and family gifts.

The Bower Team

1 min

Mar 6, 2020

Top 5 reasons for Equity Release in 2019

There are a variety of ways equity release can improve finances. Our research on the top 5 reasons for equity release in 2019 showed how lifestyles can be changed by releasing cash from your home.

The Bower Team

1 min

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Category: Retirement Planning

A guide to a lasting power of attorney

A guide to retirement interest-only mortgages

One in Five Set to Retire in 2010 with NO Pension Fund

National Insurance Pension Change could spell £20K Loss for female Pensioners

Age is just a number – should we just forget it?

Moving house in retirement – what to consider before buying

Retirement, the Transition

Earn extra money in retirement

Top 5 reasons for Equity Release in 2019