Taking out equity release can be life changing for some people, and seeking expert financial and legal guidance is paramount. In this article, you’ll learn how financial advice and legal advice works in the context of equity release. …
A 101 Guide To Later Life Planning With Equity Release
Taking out equity release is a big decision. There’s a lot to consider, so understanding how equity may affect your tax, benefits or state pension is important, prior to committing to a plan. In this article, we’ll explore six different topics that we hope will answer any questions you may have. …
Is It Possible To Sell A Home If I Have Equity Release?
It’s not uncommon for people to sell their home, or to move house after taking out an equity release plan. We explain the ins-and-outs below. …
What Does Retirement Look Like Now Vs 50 Years Ago
Over the past 50 years, the retirement and living landscape in the UK has seen significant changes. Single-person households have doubled, contributing to increased loneliness. Life expectancy has risen, with adjustments in retirement age and pensions. Retired households have higher incomes, whilst the cost of living has increased substantially. Modern comforts like central heating and …
Tips for clearing your debts in retirement
Looking for ways to reduce your debts and live more freely each month? With constant bad news coming from the financial sector, it can be hard to work out ways to reduce your monthly outgoings so you can spend your money on the things you love. From understanding your finances, to looking into plans for …
What kind of mortgages are best for 2023 and beyond?
If you are coming to the end of a fixed term mortgage, are a first-time buyer looking to get onto the property ladder, or you’re approaching retirement and looking to reduce the amount you pay per month, you’re probably wondering what kind of mortgage to opt for and how you can get the best deal. …
How are mortgages and inflation connected?
The news is full of stories about inflation, interest rates, mortgages and the cost of living. These terms are all connected in their own ways, but it can be hard to understand how they affect each other when it comes to you and your individual circumstances. In this article, we look at how mortgages and …
A guide to interest-only mortgages
An interest-only mortgage can be an attractive option for homeowners looking to reduce financial pressure felt under the weight of the current mortgage landscape. If you are looking for information on how interest-only mortgages work and why it could be beneficial to you, we’ve compiled a list of some of the key questions to be …
How can you avoid repossession?
With the mortgage landscape continuing to change as a result of interest rates increasing month by month, repossessions are also on the rise. If you are worried about your house being repossessed, we’ve compiled a list of key questions and answers that might help you understand what can be done to combat this issue. …
The lowdown on the latest interest rate increase
With news of interest rates increasing yet again, many are wondering just how high they could go and what effect these rises will have on their quality of life. In this piece, we look at some of the facts surrounding interest rate increases, and what we can expect from the next couple of months. …
