If you are self-employed and looking to get a mortgage, there are a few key bits of information you need to be aware of. Mortgages for those who are self-employed take a bit more effort to secure due to the need to prove a consistent and reliable income, but with a few extra steps you …
Can you get a mortgage for a self-build property?
Self-build properties are becoming increasingly popular, with data from October 2022 showing that over 63,000 people opted to buy land and build their own homes. The benefits of such an undertaking include it being cheaper than buying a ready-made house, and being able to be more energy efficient. You might be wondering what mortgage options …
Porting your mortgage
If you move to a new property, you might be wondering about whether you can or should transfer your mortgage over – this is called porting a mortgage. There are many caveats to this, and it might not be the right option for you, so we’ve looked at some of the key points so you …
How much does bad credit affect your mortgage chances?
Securing a mortgage in today’s climate might seem like a steep hill to climb, so if you have bad credit or a poor financial history, you might think the task is all but impossible. This is not the case, however, and there are ways to get a mortgage in spite of a spotty financial record. …
How to get on the mortgage ladder
If you’re looking to become a homeowner this year, but are unsure of which route to take, we’ve answered some key questions about getting on the first rung of the mortgage ladder. As mentioned, there are a few helpful schemes available to first-time buyers, so it is worth doing your research to see which one …
What is a green mortgage?
A green mortgage is a relatively new addition to the mortgage landscape, looking to attract buyers into purchasing energy-efficient homes. In this article, we’ll look at what a green mortgage is, who offers them, and how you could get one. …
A guide to retirement interest-only mortgages
As you get older, remortgaging your home can become more difficult. If you are over the age of 50 and looking to unlock some of the money you have built up in your home, a retirement interest-only mortgage may be an option. …
A guide to getting a mortgage as a first-time buyer
If you are a first-time buyer, you might feel as though the current landscape is not set up for your success. With a rising cost of living and expensive mortgages, there can be significant stress surrounding the purchase of your first home. In this article, we will look at some of the key questions about …
The pros and cons of Home Reversion
Are you thinking of taking out a Home Reversion plan to help fund your retirement? You need to make sure you have all the information to hand so you can decide if it is the right choice for you. In this article, we look at some of the most common questions around the pros and …
What are the downsides to Equity Release?
Although Equity Release plans are a popular choice for those at or nearing retirement age, it is always pertinent to look at the ups and downs of taking out such a plan. Whilst working with a reliable adviser is the best way to get all the information you need to make the right decision, we’ve …
