Home Move Mortgages and Remortgages

Whether you’re moving for work, need more room for a new addition to the family or you’re looking to downsize, Bower can help take some of the stress out of moving house with our specialist mortgage service.

Where to start?

Before you can make an offer on your next home you’ll need to have an Agreement in Principle from a mortgage lender; this will give you an indication of how much you can borrow. Most estate agents need to see this to ensure that you are a serious buyer.

Why switch lenders?

Although you may already have a mortgage with your current lender, it might not be financially sound to stick with them for your next house purchase. New mortgage deals are constantly coming on to the market and by instructing a broker like Bower Mortgages to search for a better deal on your behalf, you could save thousands over the life of your mortgage.

By coming to Bower you’ll access a wide range of mortgages, including specialist mortgages designed for people with more complicated circumstances, such as those who have become self-employed since taking out their last mortgage.

You may even be considering building your own property, in which case we can search for a great Self-Build Mortgage for you.

What to consider

Moving house is a major change in your life, but it’s also a great time to consider your future goals and aspirations. Planning ahead will help your mortgage specialist see whether unnecessary costs can be avoided, and which features you need in your mortgage to meet your long term goals (shorter Early Repayment Charge periods or the ability to take repayment holidays, for example).

At Bower, our service is personalised and we know that by taking the time to get to know you – and your individual needs and financial goals – then we can expertly tailor your mortgage requirements. And doing this could help save you money and give you the flexibility or certainty you need from your mortgage.

To talk to one of our advisers about House Move Mortgages or Remortgages, call us now on free phone 0800 411 8668.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

Bower Mortgages provides impartial whole of market advice with an award winning customer service experience. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but a typical fee will be £595 on completion of the mortgage.

Bower Mortgages is a trading style of Bower Retirement Limited and is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number: 451607

Speak to one of our dedicated customer specialists or arrange your free, initial no-obligation quote by calling us on freephone 0800 411 8668