Sep 17, 2025

Tips for clearing your debts in retirement 

Retirement should be a time to relax and enjoy life, but for many, outstanding debts can create financial stress. During your working life, you typically have a steady income to manage expenses and debts, but this changes significantly after retirement. With a reduced monthly income and rising living costs, retirees who owe money often face […]
12 min
Oct 31, 2023

Key Considerations You Need To Know About Equity Release financial advice

What’s the difference between financial advisers that are tied, use a panel and are whole of market? Find out below, in this article on equity release and things you should be aware of. What is a ‘tied’ financial adviser? A ‘tied’ financial adviser is advising directly to one specific lending company, and they are restricted […]
5 min
Oct 17, 2023

A Quick Guide To Interest Only And Repayment Mortgages

Taking out a mortgage is a big decision, especially when there are more than one type to choose from, so understanding the difference between them is crucial. Read on to learn the main differences between an interest only and a repayment mortgage.
11 min
Oct 17, 2023

Can You Get Equity Release On A Partial or Fully Repaid Mortgage?

Paid or part paid off your mortgage? Good news: it is possible to get equity release. In this article, we’ll explain how equity release works on a fully or part paid up mortgage.
9 min
Oct 9, 2023

What Does Retirement Look Like Now Vs 50 Years Ago

Over the past 50 years, the retirement and living landscape in the UK has seen significant changes. Single-person households have doubled, contributing to increased loneliness. Life expectancy has risen, with adjustments in retirement age and pensions.  Retired households have higher incomes, whilst the cost of living has increased substantially. Modern comforts like central heating and […]
8 min
Aug 31, 2023

What kind of mortgages are best for 2023 and beyond?

If you are coming to the end of a fixed term mortgage, are a first-time buyer looking to get onto the property ladder, or you’re approaching retirement and looking to reduce the amount you pay per month, you’re probably wondering what kind of mortgage to opt for and how you can get the best deal. […]
10 min
Aug 31, 2023

How are mortgages and inflation connected?

The news is full of stories about inflation, interest rates, mortgages and the cost of living. These terms are all connected in their own ways, but it can be hard to understand how they affect each other when it comes to you and your individual circumstances. In this article, we look at how mortgages and […]
11 min
Aug 31, 2023

A guide to interest-only mortgages

An interest-only mortgage can be an attractive option for homeowners looking to reduce financial pressure felt under the weight of the current mortgage landscape. If you are looking for information on how interest-only mortgages work and why it could be beneficial to you, we’ve compiled a list of some of the key questions to be […]
11 min
Aug 21, 2023

How can you avoid repossession?

With the mortgage landscape continuing to change as a result of interest rates increasing month by month, repossessions are also on the rise. If you are worried about your house being repossessed, we’ve compiled a list of key questions and answers that might help you understand what can be done to combat this issue.
7 min