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Oct 8, 2025

Re Mortgaging vs Equity Release: Finding the Right Financial Solution 

When you enter retirement, your home is often your biggest asset. For many people, the property they live in has grown in value significantly over the years, and it can be tempting to unlock some of that wealth to fund home improvements, supplement retirement income, or provide financial help for family. At this stage, two […]
15 min
May 24, 2023

Buy to Let Yield Map 2023

Are you looking for the formula to success in property investing? Use our buy-to-let guide for 2023 to spot high-yielding, profitable prime locations to stay away from risky investments. Since 2016, there has been an additional 3% stamp duty levy for anyone purchasing a second home. Therefore, a property investor will pay £9,000 more than […]
22 min
Nov 24, 2022

Growing a better world for everyone – together

Everyone at Bower is proud to announce the planting of our 1,000th tree in the UK.  This landmark figure could only have been achieved by the support of our amazing partners at Tree Appeal who, on our behalf,  plant a tree for every new customer we work with.  A fully grown tree can absorb, on […]
3 min
May 30, 2022

Retirement Planner – Older is Getting Younger

The average age of a customer taking out a lifetime mortgage still sits at a shade under 70, but myself and advisers alike foresee this creeping down year on year.  Right now, I think you’d still call 70 ‘later life’ but I’m sure many pensioners, and perhaps some of my friends and family, would strongly […]
1 min
May 30, 2022

Bridging the gap between the old and young

The world seems to be totally imbalanced at the moment. What with the endless political drama here in the UK, the EU and across the pond in the States, 2020 was anything but dull. Add to this the continuing coronavirus pandemic and the worldwide financial difficulties many predict will drag on for years, and the […]
1 min
May 24, 2022

Can I still leave an inheritance for my family?

One of the questions most commonly asked during equity release appointments is: “Can I still leave an inheritance for my family?”. The short answer is yes. In this article, we explain how.
1 min
Dec 10, 2020

Equity release – The next generation

It’s hard to know how long some things will last. Nobody has twenty-twenty foresight and, especially in this most unpredictable of years, it’s almost always advisable to steer clear of concrete predictions.
1 min
Jul 20, 2020

What Mortgage Awards 2020 – Winner

The team at Bower are overwhelmed to have won the award for Best Equity Release Adviser Customer Service for the 8th year running at the What Mortgages Awards 2020.
1 min
May 13, 2020

Lump Sum Lifetime Mortgage with Flexible Repayment Option

A new Lifetime Mortgage has been launched by Hodge Lifetime with a Flexible Repayment Option. The Flexible Repayment Option is a first for the equity release industry, making it the only plan on the market where applicants can effectively repay capital and interest. From the first anniversary of the plan onwards, the Flexible Repayment Option […]
1 min