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Mar 6, 2023

Geoff Charles Appointed to Standards Council

Bower is happy to announce Geoff Charles, founder and CEO’s appointment to the Equity Release Council Standards Board, whereby he will represent the larger advisor companies within the industry.  This Equity Release Council appointment reflects the extensive experience and knowledge Geoff has acquired over the last 16 years, running and developing a company that puts […]
3 min
Feb 28, 2023

Can You Afford to Heat Your Home? Equity Release could help

According to a recent survey from moneysupermarket.com, a staggering 24 million people in this country would rather wear an extra layer of clothing than put the heating on. Whilst first thoughts may point to the view that Brits are just looking after their pennies, on closer inspection it may well be the case that many of these 24 million people cannot afford to heat their homes during winter.
1 min
Feb 28, 2023

Relying on a Top-up or Drawdown on your Equity Release Plan?

A recent survey by Saga has highlighted the increasing financial burdens faced by the over-50s which are forcing them to make serious spending cutbacks. More than 60% said the quality of their lifestyle has 'crashed' during the past 12 months. They are not living ‘on the breadline’ says the report, but having to watch their non-essential spending by cutting back on things like holidays and using the car, as well as reducing leisure related treats.
1 min
Nov 16, 2022

Equity Release Schemes: More Choice on the Horizon

In the past, equity release schemes were widely available through a number of lenders that included major building societies and banks. However, with the past few years being extremely turbulent in the financial and property sectors, the availability and choice of equity release schemes has diminished greatly. But there may be good news just around the corner for those keen to get the best equity release scheme available.
1 min
Oct 19, 2022

National Insurance Pension Change could spell £20K Loss for female Pensioners

On 6 April 2010, new rules on qualifying for the full state pension will kick in. Currently, women need to have worked 39 years to clock up enough National Insurance contributions to be entitled to the full state pension and men for 44 years. However, a change in the rules on 6 April this year […]
1 min