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Jun 29, 2023

How much does bad credit affect your mortgage chances?

Securing a mortgage in today’s climate might seem like a steep hill to climb, so if you have bad credit or a poor financial history, you might think the task is all but impossible. This is not the case, however, and there are ways to get a mortgage in spite of a spotty financial record. […]
8 min
Jun 29, 2023

How to get on the mortgage ladder

If you’re looking to become a homeowner this year, but are unsure of which route to take, we’ve answered some key questions about getting on the first rung of the mortgage ladder.  As mentioned, there are a few helpful schemes available to first-time buyers, so it is worth doing your research to see which one […]
12 min
Jul 11, 2022

Age is just a number – should we just forget it?

How old do you feel? For me, personally, it depends when you ask me. There’s certainly some days where I feel older than my prescribed ‘true age’, and then other moments where I am sure I’m far younger. But that’s the point, isn’t it? The time elapsed from our original birthday to now doesn’t define […]
5 min
May 30, 2022

Retirement Planner – Older is Getting Younger

The average age of a customer taking out a lifetime mortgage still sits at a shade under 70, but myself and advisers alike foresee this creeping down year on year.  Right now, I think you’d still call 70 ‘later life’ but I’m sure many pensioners, and perhaps some of my friends and family, would strongly […]
1 min
May 30, 2022

Financial planning for the next decade

With people living longer and pensions not always sufficient to maintain a lifestyle of your choosing, or to meet your financial needs, equity release can be a financial solution for an increasing number of over 55’s.
1 min
Apr 6, 2021

Do you review your monthly outgoings?

An annual financial review of monthly outgoings is something many of us intend to do but rarely get round to. But there are probably more ways you can reduce your monthly expenditure and save on outgoing payments than you expect.
1 min
Mar 6, 2020

Top 5 reasons for Equity Release in 2019

There are a variety of ways equity release can improve finances. Our research on the top 5 reasons for equity release in 2019 showed how lifestyles can be changed by releasing cash from your home.
1 min
Feb 27, 2020

Will-writing month – remembering pets in Wills

March is a nominated will-writing month and many of us ensure our Wills are up to date. This is our chance to ensure that we have remembered family and close friends in our last wishes. But what about our loving pets? Have you made provision for their welfare in the event of your passing?
1 min
Nov 29, 2019

Do financial customers prefer robo-advice or face to face advice?

While there has been a surge in robo-advisers in the financial market as of late, separate research by both Openwork and the Council of Mortgage Lenders suggests that the majority of consumers would still choose face to face advice for financial planning.
1 min