How old do you feel? For me, personally, it depends when you ask me. There’s certainly some days where I feel older than my prescribed ‘true age’, and then other moments where I am sure I’m far younger. But that’s the point, isn’t it? The time elapsed from our original birthday to now doesn’t define …
Financial Planning
Retirement Planner – Older is Getting Younger
The average age of a customer taking out a lifetime mortgage still sits at a shade under 70, but myself and advisers alike foresee this creeping down year on year. Right now, I think you’d still call 70 ‘later life’ but I’m sure many pensioners, and perhaps some of my friends and family, would strongly …
Financial planning for the next decade
With people living longer and pensions not always sufficient to maintain a lifestyle of your choosing, or to meet your financial needs, equity release can be a financial solution for an increasing number of over 55’s. …
How To Reduce The Cost Of Equity Release
In recent years, not only has there been an increase in homeowners looking to release funds from their home via equity release, but the market has also grown more competitive with lower fixed interest rates and increased flexibility within the plans. This has all impacted the cost of equity release. Whether you already have an …
Do you review your monthly outgoings?
An annual financial review of monthly outgoings is something many of us intend to do but rarely get round to. But there are probably more ways you can reduce your monthly expenditure and save on outgoing payments than you expect. …
Top 5 reasons for Equity Release in 2019
There are a variety of ways equity release can improve finances. Our research on the top 5 reasons for equity release in 2019 showed how lifestyles can be changed by releasing cash from your home. …
Will-writing month – remembering pets in Wills
March is a nominated will-writing month and many of us ensure our Wills are up to date. This is our chance to ensure that we have remembered family and close friends in our last wishes. But what about our loving pets? Have you made provision for their welfare in the event of your passing? …
Do financial customers prefer robo-advice or face to face advice?
While there has been a surge in robo-advisers in the financial market as of late, separate research by both Openwork and the Council of Mortgage Lenders suggests that the majority of consumers would still choose face to face advice for financial planning. …
No Need to Cut Back in Retirement thanks to Equity Release
Over 60% of 50-plus Britons feel their lifestyle has ‘crashed’ says Saga. According to their report, older people in their millions are being crippled by extortionate living costs, higher than ever petrol prices and poor pay rises. …
