Are you looking for the formula to success in property investing? Use our buy-to-let guide for 2023 to spot high-yielding, profitable prime locations to stay away from risky investments. Since 2016, there has been an additional 3% stamp duty levy for anyone purchasing a second home. Therefore, a property investor will pay £9,000 more than …
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Top income-boosting tips for your retirement
Top tips for boosting your retirement finances If you’re in or approaching retirement then your purse strings may well have felt the effects of a reduced income. But you are not alone. In fact, a third of over-65s are getting by on less than the minimum wage, with one in twenty unable to afford Christmas …
Growing a better world for everyone – together
Everyone at Bower is proud to announce the planting of our 1,000th tree in the UK. This landmark figure could only have been achieved by the support of our amazing partners at Tree Appeal who, on our behalf, plant a tree for every new customer we work with. A fully grown tree can absorb, on …
Christmas Cheer – news from the Bower team
Thank you very much everyone for voting for us as Best Equity Release Adviser in the Equity Release Awards! Your support has been invaluable to getting us nominated for several prestigious awards this year. It is much appreciated by all of us at Bower. …
Retirement Planner – Older is Getting Younger
The average age of a customer taking out a lifetime mortgage still sits at a shade under 70, but myself and advisers alike foresee this creeping down year on year. Right now, I think you’d still call 70 ‘later life’ but I’m sure many pensioners, and perhaps some of my friends and family, would strongly …
Bridging the gap between the old and young
The world seems to be totally imbalanced at the moment. What with the endless political drama here in the UK, the EU and across the pond in the States, 2020 was anything but dull. Add to this the continuing coronavirus pandemic and the worldwide financial difficulties many predict will drag on for years, and the …
Can I still leave an inheritance for my family?
One of the questions most commonly asked during equity release appointments is: “Can I still leave an inheritance for my family?”. The short answer is yes. In this article, we explain how. …
Equity release – The next generation
It’s hard to know how long some things will last. Nobody has twenty-twenty foresight and, especially in this most unpredictable of years, it’s almost always advisable to steer clear of concrete predictions. …
What Mortgage Awards 2020 – Winner
The team at Bower are overwhelmed to have won the award for Best Equity Release Adviser Customer Service for the 8th year running at the What Mortgages Awards 2020. …
Lump Sum Lifetime Mortgage with Flexible Repayment Option
A new Lifetime Mortgage has been launched by Hodge Lifetime with a Flexible Repayment Option. The Flexible Repayment Option is a first for the equity release industry, making it the only plan on the market where applicants can effectively repay capital and interest. From the first anniversary of the plan onwards, the Flexible Repayment Option …
