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Sep 17, 2025

Funding Private Healthcare with Equity Release 

If you're waiting at the back of a long NHS queue at the moment but don't have the income or savings to fund a private operation, and you own your own home and are over 55 years of age, you may wish to consider equity release.
14 min
Sep 12, 2025

Involving family in the equity release process 

Equity release doesn’t just affect you, it affects your family too, which is why many of our customers choose to include their family when discussing equity release with our advisers. Whether it be through video calls, home appointments or group messages, our team strive to involve family members, so everyone can have their questions answered […]
14 min
Sep 5, 2025

Should You Change EPA to LPA? Everything you need to know 

If you set up an Enduring Power of Attorney (EPA) before 2007, you may be wondering whether it’s time to update it to a Lasting Power of Attorney (LPA).   While EPAs are still legally valid, they have clear limitations compared to LPAs, which now represent the legal standard. Deciding whether to switch depends on your […]
11 min
Sep 5, 2025

Boosting your Retirement Income: Equity release and alternative options 

Retirement should be a time to relax, enjoy yourself, and focus on the things that matter most, whether that’s travelling, spending time with family, or simply taking life at a slower pace. As you prepare to retire, it’s important to ensure your finances can support your new lifestyle.   If you need to boost your retirement […]
11 min
Sep 5, 2025

Should I use Equity Release or Downsize?

If you have tied up equity in your home, deciding how to access it can be difficult if you don’t know where to start. Which is why our experts have put together some information to help you weigh up the question “should I use equity release or downsize”.  Whilst equity release and downsizing are popular […]
13 min
Aug 5, 2025

Equity release myth buster

Equity release has changed over the years, and so have the myths behind it, which is why at Bower Home Finance we’ve put together the most common myths surrounding equity release and the realities of equity release plans in 2025.  The history of equity release myths  Equity release once carried a negative reputation due to […]
14 min
Jul 2, 2025

Helping your family: gifting money with equity release 

For those of us with grown up children or grandchildren trying to make the great leap into home ownership, we know only too well the struggle facing our younger generations. And with gifting money becoming increasingly popular with families to offer financial assistance to our loved ones, equity release can be a great option to […]
20 min
Jun 11, 2025

Understanding the Difference Between EPA and LPA 

As you enter retirement, you might begin to think about safeguarding your future, and in particular how you might make decisions if you become unwell. The most common decision is to get a power of attorney, but it can be difficult to know the difference between an EPA (Enduring Power of Attorney) and an LPA […]
17 min
Mar 12, 2025

What Happens to Equity Release on Death? 

Equity release is typically considered for the here and now – helping over 55’s across the UK reach financial freedom and enjoy their retirement the way they plan. But what happens to equity release when you die?   Our equity release specialists have put together everything you might need to know about what happens to equity […]
12 min