Author: The Bower Team

Oct 13, 2014

Maintaining a Sustainable Retirement Income

The announcement of greater freedoms in the last Budget has increased the scope for taking income from personal pension funds. Drawdown equity release plans can offer an attractive method of supplementing retirement incomes whilst at the same time preserving the value of pension pots.

The Bower Team

1 min

Sep 29, 2014

Looking After Your Beneficiaries

If you have not made a Will, the rules of intestacy will apply even though few people probably understand them. In order to make life easier for your beneficiaries, it is important to make clear the intentions for your estate, irrespective of its size.

The Bower Team

1 min

Sep 15, 2014

Getting a Mortgage When you are Older than 55

Traditional Mortgage Providers are reluctant to lend to those at or in retirement even if they have a good pension income and credit rating. Fortunately, a range of interest only mortgages is now available within the Equity Release sector that are suitable for people aged 55+.

The Bower Team

1 min

Sep 2, 2014

Can You Afford a Comfortable Retirement?

Perceptions about retirement are changing with many people expecting to continue in work beyond their normal retirement dates. Often they will be disappointed because employment can end sooner than anticipated due to unforeseen events. The financial implications will be severe for those with inadequate pension incomes and savings.

The Bower Team

1 min

Aug 12, 2014

Over £2.7 Million has been socially spent with advant~age!

Nearly £3 million has been spent with advant~age – spend which triggers donations to charities that in turn funds their vital work.

The Bower Team

1 min

Aug 11, 2014

Refurbish Your Home with a Lifetime Mortgage

Many people aged 55+ are seeking to capitalise on the stronger housing market to make improvements to their homes. Releasing funds with a Lifetime Mortgage is a popular method of raising the funds to pay for them.

The Bower Team

1 min

Jul 21, 2014

Banking with Granny & Grandad

Grandparents are helping their grandchildren financially by supplementing the funding from the Bank of Mum & Dad. This financial support is likely to increase following the introduction of the new pension freedoms.

The Bower Team

1 min

Jul 9, 2014

Bower Nominated for Major Equity Release Award

Bower have been nominated for the award of Best Equity Release Broker for 2014 by readers of What Mortgage Magazine. The Bower team were winners of this prestigious award last year and to be nominated for this award again is testament to the quality of service Bower provides to its customers.

The Bower Team

1 min

Jul 8, 2014

Bower Adviser Nominated for Major Equity Release Award

Ian Howarth, a member of the Bower adviser team, has been nominated to stand in the Equity Release Broker category at the forthcoming British Mortgage Awards ceremony. Ian’s nomination reflects his exceptional product knowledge, experience and his success in improving the awareness of Equity Release amongst potential consumers.

The Bower Team

1 min

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Author: The Bower Team

Maintaining a Sustainable Retirement Income

Looking After Your Beneficiaries

Getting a Mortgage When you are Older than 55

Can You Afford a Comfortable Retirement?

Over £2.7 Million has been socially spent with advant~age!

Refurbish Your Home with a Lifetime Mortgage

Banking with Granny & Grandad

Bower Nominated for Major Equity Release Award

Bower Adviser Nominated for Major Equity Release Award