Bespoke Mortgages Specialist

Perfect for high net worth borrowers or those looking to add property into their investment portfolio, high-value mortgage are specifically crafted for properties that stand out due to their exceptional market value.

Fulfill your property dreams with Bower Home Finance. With a deep understanding of the intricacies involved in million-pound mortgages, we’re committed to providing you with the guidance, insights, and support needed to make informed decisions.

Whether you’re aiming to invest in luxury property or finance your dream home, we understand the complexities of securing large mortgage loans, and we’re ready to leverage our extensive experience and industry connections to your advantage.

High Net Worth Mortgages are ideal for high-earning professionals who need a bespoke financial solution crafted to accommodate the unique mortgage needs and financial situations of their with substantial and stable income levels.

Typically suited to those with varied income sources, complex income mortgages are specialised financial solutions designed for individuals whose income structures do not conform to the traditional models typically favoured by mainstream lenders.

Unlike traditional salaried employees, company directors often draw a combination of salary and dividends from their businesses and may also retain profits within the company. Mortgages for company directors are structured to accommodate the unique financial profiles that come with business ownership.

Offset mortgages are often used as a strategic financial tool for those looking to balance savings and mortgages to maximise their financial efficiency and flexibility. With a unique blend of benefits, this is often attractive for savvy savers and those seeking financial flexibility.

Mortgages for doctors are tailored financial solutions designed to meet the specific needs of medical professionals. Recognising the stability and earning potential inherent to the medical profession, these mortgages accommodate varying income levels, including NHS banding, locum work, and private practice earnings.

Perfect for investors, buy-to-let mortgages are ideal for those looking to add to their property portfolio and make the most out of an investment property. With a range of options available to the market, our mortgage advisers can help you find the most suitable option for your circumstances.

Designed with independent professionals in mind, such as freelancers, contractors, and consultants, these mortgages take into account the unique financial situation of contractors, providing a more flexible and accessible way for contractors to secure a mortgage, despite their non-traditional employment status.

Dentist mortgages are specialist lending products tailored to meet the unique challenges faced by dental professionals. Whether you’re a foundation dentist just starting out or an established practice owner, we tailor your mortgage solution to your career path.

We work with specialist mortgage lenders across the market who understand the nuances of entrepreneurial finance and can review your income streams, including dividends and contractor income, when assessing your application. Whether you are are a first time buyer or looking to re-mortgage, we can help you find the right mortgage for your circumstances.