Equity Release Essex

At Bower Home Finance, we have over 18 years of experience in guiding our customers through Equity Release and finding the best options for their circumstances. Our specialist advisers provide whole of market advice to your doorstep, so you can learn more about equity release in the comfort of your own home.  Our equity release advisers in Essex are trained to understand your needs and offer no obligation advice so you can move forward with confidence. 

Experts in equity release Essex 

There are many reasons why our customers look to access Equity Release in Essex. From home improvements to holidays of a lifetime, we provide a personalised illustration to match your circumstances and suitability for Equity Release.  

We want you to understand all your options when it comes to equity release in Essex, which is why recommend you invite your family or friends along to join in the conversation. This ensures you and your family are informed of the advantages and disadvantages, and you have the option to ask any questions to our expert advisers.

Equity Release options in Essex: 

Lifetime Mortgage 

A lifetime mortgage allows you to secure a loan against your home whilst remaining in it until you die or move into long term care. A lifetime mortgage can allow you to access some of the equity stored in your home without selling up and moving out of your home.  

Home Reversion Plan 

With a Home Reversion Plan, you can sell part or all of your home and in return you can receive your money in one lump sum, regular income or both. When you sell part or all of your home you are still able to remain in the house until you die or move into long term care, rent free.  

Remortgage 

Remortgaging is often popular when a home’s value has increased, this is because the house will have a lower loan to value than when it was first purchased. If this is the case, this means you could increase your mortgage to raise a cash lump sum, rather than borrowing from other lenders.  

The property market in Essex 

Offering a pleasant balance of countryside charm, cottages with charm and modern developments, Essex houses history rich towns with modern convenience. The average house price in Essex in 2023 was £426,603, showing a slight decline of 3% in sales compared to 2022.  

With many choosing to remain in their homes, home improvements and improving lifestyles have been more popular than ever. Equity Release allows you to withdraw equity from your home to use the cash. Whether you chose to renovate your home or go on holiday, our equity release advisers are here to help you understand equity release and whether it is a good fit for your circumstances. Contact us today to learn more about equity release in Essex.  

Equity release Colchester 

As the first major Roman city in Roman Britain, it comes as no surprise that Colchester is home to a variety of historical attractions and homes with decades of character. If you’re looking at equity release in Colchester, our specialist equity release adviser, Ian Bigwood, is your local adviser. Providing a range of support and information, you can begin your equity release journey with confidence and the information you need to make an informed decision. Learn more about equity release in Colchester by speaking to our team today.  

Equity Release Basildon 

Just 26 miles east of Central London, Basildon remains well connected to the city centre, allowing many of Basildon’s residents to commute and work in London. If you’re looking at equity release in Basildon, it’s important you understand your options, which is why our specialist advisers are here to help you every step of the way. Our specialist advisers offer home appointments so you can meet a friendly face that can answer your questions about equity release in Basildon.  

Equity release Chelmsford 

Despite only receiving its city status in 2017, Chelmsford has a long history, observing Roman occupation in 60 AD through to the creation of the Palace of Beaulieu. When you begin to explore your options surrounding equity release in Chelmsford, it is important to understand the advantages and disadvantages, which is why our equity release advisers will provide you with a personalised illustration, often face to face, so you can find the best option to suit your circumstances and have all of your questions answered. 

Are you eligible for equity release in Essex? 

Equity release has eligibility criteria including the age of the youngest person applying for equity release. If you own your home and are aged 55 or over, you could be eligible for equity release in Essex. Try out our free equity release calculator to check your eligibility. 

Speak to a local equity release adviser in Essex 

Request a callback to have a chat with Ian Bigwood, your local Essex equity release adviser. 

Learn more about your local Essex Equity Release Advisor, Ian Bigwood

Based in Billericay, Essex, Ian is a highly experienced equity release and lifetime mortgage specialist. With a vast knowledge of Essex and surrounding areas, he is well placed to advise you on your equity release journey.

“I am a professionally qualified financial adviser with 7 years’ experience in the later life lending market and my knowledge has built up over 35 years’ in the financial services sector. I really enjoy helping my clients overcome any financial challenges in their lives in order to provide them with long term financial security. I specialise in lifetime mortgages and will always recommend the best solution to meet my client’s needs from the “Whole of the Market”. You will have the peace of mind of knowing that achieving my clients’ objectives and making a positive change to their lives is my priority.”
– Ian Bigwood, Essex Equity Release Adviser

If you are looking for equity release in Essex, contact us today.