How Bower can help you
If you’re thinking about unlocking cash from your home then you need to talk to the experts at Bower.
We are independent, professional and impartial. And our award-winning team of national, expert advisers will only ever suggest the plan that is the most suitable for you from all of the regulated whole of market providers.
To do this properly, we like to meet you in person and talk face to face to really understand you and see for ourselves what you need. Our dedicated team of customer advisers are here to help with any initial questions over the telephone, and arrange a meeting in person when you’re ready.
Bower offer plans from all UK providers and we recommend Equity Release Council approved plans, or those that offer the same set of guarantees.
So let’s look at all the advantages of using Bower for your independent equity release advice:
‘Whole of market’ advice
Bower is independent. We are not tied to any one equity release provider so your expert adviser can find the best products from the whole market. This means we can offer the best interest rates, the lowest set-up costs and the best plan flexibility
to suit you.
Independent equity release advice
We’ve seen how equity release has brought financial freedom to thousands of retired UK homeowners. But it may not be the right decision for you – which is why it’s essential you take the best independent advice first. At Bower, we work to make
absolutely sure that equity release is the right choice for you. And we’ll always suggest alternatives if we can see a better option.
Equity release specialists
Our friendly specialists are all qualified financial advisers with decades of equity release and financial industry experience between them. More than that, each Bower adviser has been specially selected because of their track record, industry
background and personality. Then when they begin working with us, we provide regular training through our Continuing Professional Development (CPD) programme. You can find out more about this here
FCA regulated
Bower is directly regulated by the Financial Conduct Authority (FCA) and we strictly adhere to the FCA’s Code of Conduct.
Equity Release Council
We recommend Equity Release Council plans incorporating Safe Home Income Plans (SHIP) Standards, regulated equity release plans or others which all come
with guarantees that act to protect your financial future. This includes the important ‘No Negative Equity Guarantee’.
Complete transparency
We believe in being completely upfront with you, how we work and what we charge for our service. Our initial consultation is free of charge and without obligation, and you will never be pressured to proceed.
We will address all of your questions and clearly explain the costs involved in releasing cash from your home. You will only be charged once your plan completes and the precise amount will depend upon your personal circumstances.
Initial advice is free and without any obligation, only if you choose to proceed and your plan completes, would a maximum advice and administration fee of £1,495 be payable. So are you ready for a home visit? Then simply click here to request yours.
IMPORTANT TO KNOW
At Bower Home Finance, we will understand your unique circumstances and advise you to ensure you are receiving the best plan to meet your objectives. There are plans that allow you to make voluntary repayments and move home, subject to lender criteria. However, early repayment charges may apply in certain circumstances.
Bower Home Finance provides independent, impartial whole of market equity release advice with an award-winning customer service experience. Initial advice is provided at no cost to you and without obligation. Only if you choose to proceed and your plan completes, would a typical advice and administration fee of £1,695 be payable.
Equity release requires paying off any existing mortgage. Any money released, plus accrued interest to be repaid upon death, or moving into long-term care. Equity release will reduce the value of your estate and your entitlement to means-tested benefits now or in the future, and impact long-term care funding. If you are considering equity release, we strongly recommend that you read our Equity Release page carefully and talk to one of our specialists before deciding if you wish to proceed.
To find out more about any of the products and the service we provide, please call us on freephone 0800 411 8668, request a call back, email us, or use our live chat on our website.
Please be aware that equity release may involve a home reversion plan or lifetime mortgage which is secured against your property. All features and risks are thoroughly explained in your free personalised illustration.
