Choosing the right present for your colleague’s retirement is important to get right. It’s a token that says goodbye, good luck, congratulations, you’ll be missed – and most importantly, ‘thank you’. …
Retirement Planning
Retirement planning and related subjects
Best holidays for over 55s
If you feel this year’s summer was over before it began, perhaps you’re in need of a break to a sunnier climate. From a relaxing cruise or dream trip to somewhere you’ve always hoped to see, there’s bargains galore to be had at this time of year. …
Tips for avoiding pension scammers
Following the landmark pension freedoms of this past April, the new pension savings landscape is giving fraudsters ample room to target the vulnerable. …
The rising cost of living a longer life
The rising life expectancy of the United Kingdom’s population is having a serious impact on the retirement planning industry and the customers we serve. It is, of course, great news that people are living longer, healthier lives, but there comes a point where the ever-growing old age demographic becomes a problem for businesses and the …
Top 5 holiday destinations for the over-50s
Despite temperatures flirting with the 30-degree mark and a heatwave sweeping the nation, the over 50s will still flock to resorts and destinations across the globe for some well-deserved relaxation time this summer. …
Most people feel financially underprepared for retirement
The stress and strain of managing money is a constant battle for many people across the country. For most of us at least, whilst income from work is flowing in steadily the battle remains somewhat controllable. However, when income from work stops or slows, and we enter retirement, budgeting becomes a fine balance. …
The pitfalls of the buy-to-let boom
April 6th, dubbed pension freedom day, passed quietly as most of us enjoyed Easter Monday in peace. Pensioners did not rush to release their cash, start spending wildly and no run on Lamborghini’s has been reported. …
Aussies do the opposite…
The radical pension reforms announced in last year’s Budget speech are now little under a month away from being enacted. April 6, or ‘pension freedom day’ as it has become known, will begin a time of free access to defined contribution pension pots for the over-55s. …
Boom But No Bust?
Talk of how ‘grandpa’s home only cost him £5,000’ and how ‘50p could fund a day down the pub’ is usually followed by an open-mouthed response of shock & awe amongst the younger generations that tends to overstate the real interest they have in the topic. However, if they knew that grandpa’s home had now matured into an asset that dwarfs all others, their real feelings may match their facial hyperbole. …
Guidance and Advice in the Retirement Sector
New pension freedoms offer retirees additional choices for using their retirement savings. However the guidance guarantee on offer via the legislation does not match the comprehensive advice provided to equity release applicants. …
