Whether you plan to retire ten years or ten months from now, one thing is for certain: it pays to be prepared as retirement nears. Before the time that you intend to stop working, you will need to think about your financial options and the retirement choices you will need to make. …
Retirement Planning
Retirement planning and related subjects
Top ten garden destinations around the world
Are there many experiences as uplifting as a visit to a truly inspiring garden? Being outside in a beautiful place doesn’t just give us some great ideas for our own patches at home, but can really boost our spirits and help give a new lease of life. …
Majority to be worse off under New State Pension
If you retire after the major reforms to the State Pension next month, a report has revealed you are likely to be worse off than under the current system. Official figures from the Department for Work and Pensions (DWP) have revealed that: 80 per cent of men and women would be better off with the current …
Could your health condition get you more money?
It isn’t very often that having a health condition or a history of smoking can be of any benefit to you; quite the opposite in fact when it comes to applying for life insurance, for example. But when it comes to equity release, being honest about your medical history could see you accessing a bigger …
Will you be working into your golden years
New research has revealed that 66% of the British working population expects to work beyond 65. Alarmingly, over one in ten predict they will be working beyond 76, or think they may never retire. Almost three quarters of those who expect to be working beyond 65 say it will be because they cannot afford to …
Homeowners underestimate property wealth by almost £90k
Property owners aged 55 and over are underestimating the value of their homes by almost £90,000, according to a new study by the Equity Release Council. …
Keeping warm this winter
Who would have thought that in this day and age, thousands of older people in the UK will die this winter as a result of the cold weather? There were almost 44,000 “excess deaths” between last December and March – that is 27 per cent more people dying in the winter months compared with the …
Millions relying on property rather than pensions
Millions of people are still not saving into pensions, latest figures show, instead choosing to rely on their property as a source of income in retirement. …
Top ten skills to learn in retirement
Retirement is the perfect time to learn a new skill or take up a new hobby. You can meet new friends, keep your brain active and have some real fun at the same time. From informal learning online or with a local group, to booking on a professionally run course, there’s something to suit all …
Largest number of over-50s in work since records began
New figures show that the over-50s are making their biggest contribution to the UK workforce since records began. The research by Aviva shows that almost a third of adults employed during Q1 and Q2 2015 were aged 50 and over (an increase of 42% since 1992) with the total number of 50-64s in work reaching …