Grandchildren: one of the most rewarding and happy relationships you can enjoy in life, and for many, the best bit about growing older. But where does it leave those of us who are yet to have the title of ‘grandparent’ bestowed upon us by our children? …
Family
Grandparents’ rights: Do we have any?
Do grandparents have any rights regarding access to their grandchildren? When a couple separates, or a family endures a bitter dispute, the consequences can have a knock on effect on the whole family. Sadly, it often means that grandparents and grandchildren endure separation through no wish of their own. …
Helping children onto the property ladder
For those of us with grown up children or grandchildren trying to make the great leap into home ownership, we know only too well the struggle facing our younger generations. In today’s property market, the bank of mum and dad – or even grandma and granddad – is under increasing pressure to help our loved …
Keeping the grandkids entertained this winter
It has certainly been a wet winter so far, as many of us know only too well following the floods over the last few weeks. In fact, according to the Met Office, despite it being the warmest December since records began in 1910, it was also the wettest of any calendar month on record. …
Help your children get a move on
If you have grown-up children turning to the ‘Bank of Mum and Dad’ to purchase their first home then you’re not alone. Parents are having to find £13,281 on average for this reason, a report by Lloyds Bank revealed earlier this year*. …
Why are divorce rates amongst the elderly on the rise?
Divorce rates in the United Kingdom have been an issue of topic and debate for years now. However, one aspect of this discussion that is often ignored is the growing number of over-60s who are getting divorced. …
Baby boomers cash in their gains
For the post-war generation popularly called ‘the baby boomers’, their house has been their soundest investment. House prices have, over long run averages, consistently climbed for decades and today the baby boomers have the option of turning to lifetime mortgages to cash in on these historic gains. …
Release equity and protect your inheritance
With such a strong end to 2014, the first months of the New Year are likely to be record breakers for the Equity Release industry. More and more people are looking at releasing cash from their home to help fund their retirement. …
Looking After Your Beneficiaries
If you have not made a Will, the rules of intestacy will apply even though few people probably understand them. In order to make life easier for your beneficiaries, it is important to make clear the intentions for your estate, irrespective of its size. …
Banking with Granny & Grandad
Grandparents are helping their grandchildren financially by supplementing the funding from the Bank of Mum & Dad. This financial support is likely to increase following the introduction of the new pension freedoms. …