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For those of us with grown up children or grandchildren trying to make the great leap into home ownership, we know only too well the struggle facing our younger generations. In today’s property market, the bank of mum and dad – or even grandma and granddad – is under increasing pressure to help our family …
It has certainly been a wet winter so far, as many of us know only too well following the floods over the last few weeks. In fact, according to the Met Office, despite it being the warmest December since records began in 1910, it was also the wettest of any calendar month on record. …
If you have grown-up children turning to the ‘Bank of Mum and Dad’ to purchase their first home then you’re not alone. Parents are having to find £13,281 on average for this reason, a report by Lloyds Bank revealed earlier this year*. …
Divorce rates in the United Kingdom have been an issue of topic and debate for years now. However, one aspect of this discussion that is often ignored is the growing number of over-60s who are getting divorced. …
For the post-war generation popularly called ‘the baby boomers’, their house has been their soundest investment. House prices have, over long run averages, consistently climbed for decades and today the baby boomers have the option of turning to lifetime mortgages to cash in on these historic gains. …
With such a strong end to 2014, the first months of the New Year are likely to be record breakers for the Equity Release industry. More and more people are looking at releasing cash from their home to help fund their retirement. …
If you have not made a Will, the rules of intestacy will apply even though few people probably understand them. In order to make life easier for your beneficiaries, it is important to make clear the intentions for your estate, irrespective of its size. …
Grandparents are helping their grandchildren financially by supplementing the funding from the Bank of Mum & Dad. This financial support is likely to increase following the introduction of the new pension freedoms. …
House prices are now rising in most regions of the UK, a trend which is likely to continue throughout 2014. There is evidence that grandparents have become an important source of finance for younger generations. Equity Release can be an effective method of helping family members to acquire a home. …
As thousands of rampaging university students marched through Westminster this week protesting at tuition fees potentially being raised to £9000 a year, the realisation that many future students may be priced out of attending the top universities began to hit home. …
