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Equity Release Adviser, self-employed – North Yorkshire

Location: Work from home

Type: Full-Time

Salary: Competitive

Reference: ERA/WFH/111223

Job Description

Bower is one of the UK’s leading and long standing Equity Release advice companies with a high net worth (HNW) division within Bower Private Clients. Bowers head office is in the South of England and has over 16 years of award-winning advice plus a platinum 5-star feefo customer experience 2023 rating.

We are seeking experienced equity release advisers to join our equity release team. You will need the relevant Equity Release qualifications to join, and previous experience of advice is preferred as is a proven track record.

Bower is a customer focused, social and eco responsible, financial services and lead generation company which goes over and beyond in the care of its customers and staff. Bower provides customers expert and quality advice on a range of equity release and later life mortgage products from the whole market and is directly authorised by the FCA.

Bowers enquiries are generated from its own web sites, digital and social marketing channels, plus its many partnerships for customers approaching or in retirement. Bower advises on standard residential mortgages, lifetime mortgages, all equity release products, RIO’s, mortgage and general insurance products.

Adviser testimonials:

“I joined Bower because of the exciting opportunity presented by Bower Private Clients. It has enabled me to use the knowledge & experience I have gained over my time in Equity Release to the benefit of my clients. They are all Higher Net Worth individuals, who appreciate the superior level of customer service that we offer.

There is an excellent team spirit & a real sense of working together to achieve a common goal. I have received great support from my colleagues & I feel that I am a valued member of this dynamic team. I can recommend joining such a forward thinking company that really values its employees & puts the needs of its customer’s first.”

Mark Glithero, CeRER, DipFA, FCIB, CeMAP – Private Client Equity Release Specialist

“I re-joined Bower in the summer of this year 2022. There are many equity release advisory practices in the industry and it is therefore important an adviser feels comfortable in his or her final choice.

From my own experience I am so pleased I joined Bower as I can genuinely say that everyone in Bower from the CEO through to all the departments – administration, compliance, finance, IT, etc, are there to help you. Starting at a new company can be a daunting experience but I personally have found Bower to be a friendly place, staffed by people who sincerely want to help.

I receive a steady supply of enquires and in conclusion I would strongly suggest if you are an experience equity release adviser and considering an alternative company, then look at Bower. I’m very happy and the company has lived up to my expectations.”

Steve Wilkinson DipFA CeRER – Equity Release Specialist

In summary you will:

  • Have excellent support, training and earnings potential
  • Have access to all lenders products from the entire market and the best terms and rates
  • Be provided with enquiries from Bowers marketing branded channels and Bower Partnerships
  • Have a dedicated PA to support you and manage your cases from application to completion
  • Have pre-qualified appointments from Bowers Customer Contact Centre booked in your diary
  • Provide advice to clients who own their own homes either on the phone, via video or local visit
  • Use Bowers user friendly bespoke CRM, sourcing software & work-flow management system
  • Have access to Bowers extensive database for existing customers to advise
  • Be provided with Bowers training with in house technical and T&C support
  • Have IT and marketing support from Bowers IT and digital marketing department
  • Have regular Bower CPD events, Training and Competency and product updates from lenders
  • Be part of a growing company and sector

This is a home based role.

Locations Available:

North Yorkshire and surrounding counties.

The role will include:

  • Providing mortgage or equity release advice to each individual’s objectives & circumstances
  • Providing clients with comprehensive recommendations with KFI’s and Suitability Reports
  • Promoting the company as one of the UK’s leading national advisory companies in its field
  • Communicating with Compliance and Training & Competency departments
  • Ensuring that records are kept updated using the company’s CRM digital record system
  • Adhering at all times to the principles of treating customers fairly and Consumer Duty
  • Attending CPD training & reading relevant material for Continued Professional Development

You will need to have experience and qualifications in/of:

  • A minimum of 6 months financial services experience within the field of financial advice
  • Evidence of sustained sales success and compliant practice with CAS status
  • Excellent written and verbal communication skills

Mandatory minimum or equivalent:

  • Certificate in Mortgage Advice (CeMAP)
  • Certificate in Equity Release (CF7 or ER1) or Certificate in Regulated Equity Release (CeRER)

Advantageous but Non-Mandatory:

  • Certificate in Financial Planning (CeFA), FPC or level 4 Diploma in Financial Planning
  • Long term care CF8
  • Advanced CeMAP or Diploma

Rest assured that all approaches will be treated with the utmost discretion and confidentiality.


To apply for this challenging and rewarding role, please email your CV and covering letter to [email protected] or apply online below:

Apply Online